The First Carolina Bank staff are all exceedingly helpful and they proactively contact me in advance of anticipated banking issues. A great team to work with!

Donna helped us secure a construction loan. She was helpful at every step of the way. In fact, she was so friendly and helpful that it has changed my entire perception of what is possible in the banking industry. We are grateful to have in our banker an advocate and counselor and friend, roles that I had only heard about in banking from a bygone era. After terrible experiences with big banks and underwhelming experiences with local credit unions, we feel like we have found a sweet spot with a local bank and a team that genuinely cares. It seems so obvious that people would want this kind of attention and service around something as important as their money. Up until now we hadn't found a place that walked the talk. We moved all of our accounts over to FCB, and are very pleased.

I have worked with the FCB team for a number of years and am extremely thankful and appreciative of their hard work. We have several commercial business deposit accounts, operating credit facilities along with investment real estate financing, personal deposits, primary mortgage and most recently a construction to perm package for my parents new construction retirement home. We highly recommend our local team and value the full relationship we have established and continue to grow for the years to come.

Since the very first phone call, Kaylee Lyerly has been simply outstanding. I was originally referred to a different bank by a business associate, but Kaylee's level of service, expertise on all available products and options including LLC requirements, and consistently fast response times sold me on First Carolina's Oleander branch. I've never had such a smooth and pleasant experience in my four years of business in Wilmington.